Below are some tips on how to find out if the credit counseling or settlement firm is trusted, professional, and affordable.
1. Beware of fraud by always asking what their fees are
2. You need to know how they will collect their fees
3. You need to know how long they have been in this business
4. Ask them if they are a member of BBB, TASC, or IAPDA, ect.
5. You want to know if you have your own agent or person who will be there to answer your questions after hiring their service.
6. You want to know how long it will usually take to make the settlement
7. You want to know what can they do to help you if your creditor pursue a legal action
8. Let them explain if tax problem are involved in the settlement program